CitiMortgages sent a certified mail letter to a borrower that said it would foreclose on the borrower’s home unless he immediately paid $0.00.  The letter said, “”To cure the default you must pay the the past due amount of $0.00, including $0.00 in late charges and $0.00 in delinquency related expenses.”  I hope the borrower sent the lender a cashier’s check for $0.00 to stop the foreclosure.