Don’t Mess with Taxes:  “If you expect to get a refund, then your initial answer to my query about your readiness to file your taxes will be an immediate and emphatic ‘Duh!’  But my question is really about the filing process itself.  Even if you use tax software and e-file, whether via your own computer or via Free File, you need to do some pre-filing preparation.  The same is also true if you take your tax material to a professional for filing.  So here are some things to think about before you sit down at your PC or Mac or head out to your accountant’s office, overflowing shoebox in hand.”