Arizona Republic:  “Frank Becerra Campos, 66, of San Diego, and two other men ran advance-fee mortgage-rescue companies that collected at least $669,743 in up-front fees from more than 260 homeowners ‘in exchange for loan modification services they utterly failed to provide,’ according to court documents. . . . Under two business names, the men charged up-front fees ranging from $2,500 to $4,500 and promised homeowners their mortgage principal balance and monthly payments would be reduced by about 25 percent, a news release by federal prosecutors said. Court documents said, ‘Not a single homeowner received a reduction in the principal balance on their mortgage loan’.”