The goal of every taxpayer should be to “get as close to zero as possible,” Bell says. “The wisdom is that every time you’re getting a refund, you’ve really giving the government a loan. I personally try to owe Uncle Sam just a little money; under $100 is my personal goal. That way, I know for sure they got my return when my check clears.”

To read more about what accountants do that you’ll want to do next year, once this year’s tax headache is over, click here.